Midterm Essay Example | Topics and Well Written Essays - 1000 words - 4

Midterm - Essay Example History is a subject in which all the past events are collected, organized and studied in detail. The main purpose of history is to obtain all the information from past, organize it in a proper manner so that it could be provided at the time of need. The Spanish interest in Hispaniola is due to the fact that it is one the largest islands in the world i.e. 22nd largest and probably the second largest island in Caribbean. The Spanish interest was also due to the fact that the island provided a major trade route as well as an important place for Spanish colonies to invade and get settled in. 17th century i.e. the 1600s is called the century of misery due to various reasons. The first one being that the most of the population of the world spent most of the century fighting wars which led to a huge loss of money, manpower and lack of industrial skill. Secondly, the century was marked by different epidemics that came during different decades of the 17th century e.g. the epidemic of plague that went on to take millions of life throughout the time period. Lastly, from the very start of 17th century, different areas of world were marked by bad harvests which led to millions starving and dying because of that. In the years between 1791 and 1804, slaves of Saint-Dominigue started a movement or rather a revolt against the outlanders French to remove them of power and bring it back to the locals. The revolt ended up in the formation of Republic of Haiti and is known as the Haitian Revolution. The main effect it had on the island is that it led others to take lesson from and push the outlanders out of their own lands but also it led to the formation of a totally new country now known as Haiti. The global effects of this revolution include, it proved to be a guiding light for others to remove French and dismantle their rule worldwide, especially in America and it was the first time ever that the slaves stood up against the elite and ended up

The Case Against the Privatization of Prisons Essay

The Case Against the Privatization of Prisons - Essay Example As per the dogmas affiliated to the classical and modern economics, the privatization of the government institutions seems to be just the right choice in the contemporary scenario. However, the vital point is that should economic and financial considerations be the only criteria through which the relevance of state and public institutions be gauged Should the important public facilities like the schools, health facilities, education and prisons be left at the mercy of the private sector corporations Certainly it will be utterly myopic to wear the spectacles of economics to access the importance of very vital state institutions like prisons. The prisons in any society are very important social and political institutions. Infact the scope and ambit of prisons as a social institution is utterly different from other institutions like hospitals and schools. So far as other institutions in any dynamic society are concerned, they happen to be primarily service oriented and their efficacy and worth is judged on the basis of the quality of services extended by them. The prisons tend to differ in the sense that they primarily give expression to the collective conscience of a society. The way a society treats and takes care of its offenders is a direct picture of its ethical moorings and value system. The need to rehabilitate the offenders, to take ample steps to bring them back into the national mainstream is something that comes within the purview of the social responsibilities of a nation and demands a considerable sense of responsibility, commitment and involvement. Any attempt to define prisons as institutions where prisoner s reside or are kept in confinement will be utterly narrow and short sighted. Infact, the prisons should be treated more as rehabilitation facilities that primarily exist for the purpose of giving the offenders a chance to serve their sentences and at the same time to facilitate them with just the right kind of environment so as to help them to become better persons and to ensure their assimilation back into the social mainstream. Considering this factor, the contemporary trend towards the privatization of prisons leaves massive scope for doubting the ability and intentions of the private corporations taking over the prisons, to fulfill this onerous social responsibility by allocating requisite funds and resources.The privatization of the prisons is not a new trend. The federal and state governments had already initiated the policy of the privatization of the facilities managed by them a long time ago. Such services primarily included medical facilities, food processing, education a nd vocational training. However, this panache for privatization achieved unprecedented heights with the newfound state predilection for the privatization of the prisons in the late 80s. A great many factors were responsible for this trend. However, the major reason that ultimately convinced the federal and the state governments in favor of the privatizat

The Effects of Poverty on the Inner City Family Values Essay Example for Free

The Effects of Poverty on the Inner City Family Values Essay The family is the basic unit of the society. It is an institution that is composed of the father, mother and their children. It can be said that the existence of the family is a simple matter but we should realize that the conglomeration of families is what makes up the world today. The existence of families is governed by family values that are passed from generation to generation. Family values are proven to be effective in keeping families intact no matter how dynamic the world is. In other words, the inability to maintain and practice family values at home makes a family chaotic thereby affecting the society as a whole. There are various family values that are utilized and practiced by families worldwide. However, most of the common values include individuality, integrity, industry, knowledge, compassion, love of family and optimism (Learning Family, 1999, p. 1). These values are useful in keeping family cooperation and order that will result to happiness at home. Moreover, we are aware that family values affect how we face the realities of life. Our values can manifest to others about what kind of people we are, and can assist them in understanding our actions (Learning Family, 1999, p. 1). In this paper, the primary factor that could affect family values is the problem of poverty that surfaced in the world today. This paper will give a simple yet thorough discussion of the effects of poverty on actual and perceived families found in the inner city and their values. The basic manifestations of poverty are overpopulation, food shortage and related problems, high crime rate and poor educational background of which family values can be applied in solving for these problems. Poverty and Its Effects to Actual and Perceived Inner City Family Values Poverty is a problem that hits the whole world. Many countries are suffering from poverty and its constituents always hope for changes. Having families forced to fill the streets due to inability to afford a house is a reality. Even in the United States, there people who are found in the streets as they could not afford to own a house (Wattenberg, et. als. , 2003, p. 517). It is for a fact that the United States has been considered as a country that has the highest national income worldwide (Wattenberg, et. als. , 2003, p. 517). Yet, poverty still exists due to unequal distribution of income and wealth. Due to this situation, many families are becoming malfunctioned as their children caused so many problems in the society. Family values are no longer frequently taught among children since juvenile delinquency is rampant nowadays. There are two kinds of families that we need to deal with in analyzing family values in relation to poverty in the inner city and these are the actual family and the perceived inner city family. In order to have a basic backdrop in understanding the paper, it should be put in mind that these two kinds of family will be analyzed with respect to each manifestation of poverty together with the family values mentioned earlier. Hence, the purpose of this paper is trying to stress the differences in views between the actual and the perceived poor inner city family. Schools are getting problems of truancy as a sign that parents can no longer control their children in their homes. Parents are more focused in solving financial problems that they tend to forge their children’s emotional and psychological needs. Overpopulation and Its Effects to Actual and Perceived Inner City Families The problem of poverty includes population growth. As time continues to exist, the number of people living in this world also increases. In line with that, life expectancy as well as standards of living became more complicated. Besides, the populace has developed into a huge number that is about six billion, and continues to increase over time (Overpopulation Website, 2008, p. 1). In addition to that, the pressures of rising populations on natural resources and commercial greed coalesce, resulting to detrimental consequences (Overpopulation Website, 2008, p. 1). As many people exist, there is shortage of space in cities wherein most families live to earn a living. Housing problems occur and the government is trying to resolve the issue. Due to the rising number of unemployed people, homeless families continue to increase. Children start to show disgust in the situation leading them to stray in the streets. Aside from that, many families stay in the streets to earn a living by selling whatever materials to passersby and run errands to other people. Besides, those people in the countryside try to relocate into inner cities in order to search for economic opportunities. This situation adds to the burden of having a congested place in the urban and suburban communities. Diseases that affect the people living in the cities continue to be a problem since clean water supply is limited. In other words, overpopulation greatly affects those families who live in the inner cities since all other huge problems related to poverty exist there. For a detailed analysis on the effects of poverty on the actual inner city family values, we need to consider the matters discussed earlier. The main focus in this section is the effects of poverty on the actual families in inner cities and their values. Considering overpopulation, there are family values that are utilized by actual families. These values include industry, compassion, and optimism. Actual inner city poor families are aware of the value of industry, compassion and optimism. First and foremost, the hardships that these families need to bear require an optimistic heart so that life can be fully enjoyed. Small amount of food can be shared by family members and a few clothing supply can be used by them. However, actual families are weak in terms of compassion since they would not care for other people’s welfare as long as their own families can survive. The future is that a family of three members who are earning the minimum wage in the year 2009 can still considered as living below the federal poverty line. The only family values that can prevent this situation are industry since there is no other way. Yet, because of poor educational background leading to poor qualification in work with better pay make the family members indolent. The effect of poverty on the value of industry is very severe as long financial crisis may result to inadequacy of work qualifications. Actual families and its members usually blame each other in their poor educational background due to the coming of more family members leading to more mouths to feed. Parents are always blamed by their children of their inability to afford for the educational needs of their children. As a result, the value of industry never worked out due to lack of work qualification. In addition, poor actual families view poverty as something that they do not deserve as they thought they worked hard to earn a living. Whatever it may be, the actual families still believes that no matter how hard life is, optimism is a value that should not be discarded. On the other hand, the views of perceived families on inner city values are much more different than views of actual family. The perceived family in the inner city viewed overpopulation as the failure of the government to address the issue. Perceived families most likely blamed the government for not giving then sufficient work opportunities that resulted to their economic difficulties. Aside from that, perceived families living in urban and suburban communities do not care about the value of compassion. Most frequently, people in inner cities who are poor fight against each other over little resources. Their dire needs of living allowance made them inactive to the welfare of other people but for themselves. In addition, perceived families in inner cities are not optimistic in nature. They tend to submit to negative actions just to escape poverty. There are so many cases of theft, robbery and even rape that exist in perceived families due to the inability of family members and even neighbors to help each other. The scarce resources in the inner city due to overpopulation pushed young children to wander in the streets for possible alms and donations. Just think of the existing people in the streets begging for food and basic necessities, perceived families in the inner cities experienced these things. However, the value of industry is something that is treasured by perceived families on inner cities. This is due to the fact that if they will not work to earn a living, they have nothing to eat. Their children will suffer more due to lack of sustenance. Poor perceived families on inner cities could be aware of the fact that only a sincere industry could give them a chance to earn a living.

The Important Internet Properties In Marketing Information Technology Essay

The Important Internet Properties In Marketing Information Technology Essay According to the research, 530 million users are connecting to the internet which is about 8.5% of global population. Today we see most of the company use the internet to reach their customer as additional channel to their existing traditional marketing. In the past, a way for the company to get customer feedback is thru telephone and email. But now they can get their customer feedback thru internet instantly. Thus company nowadays must change their strategies to cope with internet impact on their marketing strategies. Internet is all about bits not atoms, all the information, products, and communication in digital can be stored, sent and received instantly. For marketer, the traditional marketing to reach customer by using physical stores and catalogue while using internet advertising will be more effective. Task Automation also one of the internet properties that affect marketing. For example, self service online that makes automated transaction and payment online possible also make operational cost lower for the company. Internet also had bought with it the mediating technology. Social network, music file sharing and business partnership can be formed regardless of geographical location. Its also has eliminate the boundaries and distance in this online world. And finally, time moderation is where customer have high expectation to the company on communication aspect. Customer want their problem and issues be solved quickly and there come customer services department in the company to deal with it. What concerns about consumer privacy are raised by the increased use of wireless computing and handheld devices outside the home or workplace? The rapid used of wireless network technology outside the home and wokplace has resulted in increase concern over their privacy. Consumer now can access the wireless website and service through various device such as mobile phone, smart phone, PDA and their two way radio. The common privacy concerns are location-base collection, tracking visit to website and increased of personal data collection by unauthorized party. There are potential uses of location based information by unauthorized party in wireless space. This is because consumer specific location can be tracked whenever the consumer wireless device is on. This information is extremely sensitive and can be used and provides opportunities for abuse of the information. Another privacy concern is tracking using cookie as consumer browsing patterns on the wireless internet being monitored and traced by individual. Wireless device tend to be strongly tied to an individual more than computer as people are less likely shared their device with other so there is potential user being tracked in wireless web more than normal website. Wireless content is frequently most valuable to customer when it is personalized. Businesses may seek to collect large amount of highly personal information for used in personalization. Abuse by companies, law enforcement agency and civil litigant are potential abuser of this information. How will social media and consumer-generated content change the way marketers operate? Explain Social media and consumer-generated content such as Facebook, Twitter, Youtube, Wikipedia etc has changed the marketing world to certain extend. They represent low-cost tools that are used to combine technology and social interaction with the use of words. Nowadays marketer need to change their method from trying to sell to connect with customer. In order to change the customer relationships from trying to sell to seeking to engage and connect with customers, marketers need to use various methods, including sites like Facebook and Twitter to socially interact with their customer. Marketers have to realise that instead of only relying on big campaigns they have to make authentic, helpful relationships and communication the new campaign. They need to utilize the social media platform as their personal broadcasting network because people will inevitably share such experiences through the social web. Its will be online mouth-to mouth advertising campaign for marketers. Social media also allows marketers to build their own exclusive online communities built around industry topics, specific interest, or organizations. Through this exclusive community ability they can manage their customer within their own sales data. In turn, allowing marketer to message their entire community as owner of the community. It is observed that the global Internet has driven styles, tastes and products to converge and create a more homogeneous, global marketplace, and creating an online monoculture. Explain the observation. From my point of view, the observation is about global village where worlds culture shrinking and expanding at the same time due to pervasive technological advances i.e. internet that allow for instantaneous sharing of culture. On the Internet, physical distance is even less to the real-time communicative activities of people, and therefore social spheres are greatly expanded by the openness of the web and the ease at which people can search for online communities and interact with others that share the same interests and concerns. Due to the enhanced speed of communication online and the ability of people to read about, spread, and react to global news very rapidly. This is because the internet bridges time and space, people will come together in a large global village. Internet is now days one of those platform where one can have any necessity of life at home while he/ she is sitting in front of the computer. Everybody will find business owners from the world who are running their business from their home having a room and a personal computer. Concept of business is now days progressing rapidly among the business communities. The products offered by business owners are not limited only to the specific regions but internet has opened the doors of global village for every business owners.

Essay --

This essay explores the mutually beneficial commercial collaborations between the tobacco companies and major motion picture studios from the late 1920s through the 1940s. Smoking in movies is associated with adolescent and young adult smoking initiation. Public health efforts to eliminate smoking from films accessible to youth have been countered by defenders of the status quo, who associate tobacco imagery in â€Å"classic† movies with artistry and nostalgia. Both the entertainment and tobacco industries recognised the high value of promotion of tobacco through entertainment media. Each company hired aggressive product placement firms to represent its interests in Hollywood. These firms placed products and tobacco signage in positive situations that would encourage viewers to use tobacco and kept brands from being used in negative situations. Efforts were also made to place favourable articles relating to product use by actors in national print media and to encourage professional photographers to take pictures of actors smoking specific brands. The cigar industry started developing connections with the entertainment industry beginning in the 1980s and paid product placements were made in both movies and on television. This effort did not always require money payments from the tobacco industry to the entertainment industry, suggesting that simply looking for cash payoffs may miss other important ties between the tobacco and entertainment industries. So, therefore the tobacco industry understood the value of placing and encouraging tobacco use in films, and how to do it. While the industry claims to have ended this practice, smoking in motion pictures increased throughout the 1990s and remains a public health problem. The tobacco i... ...y has a long history of working to influence Hollywood. The power of film to promote the â€Å"social acceptability† and desirability of tobacco use, particularly among young people, is a continuing inducement for the tobacco industry to utilise this medium. The increase in tobacco use and the continuing appearance of specific brands in movies since 1990 may reflect continuing activities by the tobacco industry, despite the industry's voluntary restrictions on such practices. It may be that, as with provisions of the industry's voluntary advertising code that nominally restricts print marketing to children, the industry finds ways around its own rules. Until something is done to reduce and eliminate pro-tobacco images on film, motion pictures will remain one of the most powerful forces in the world promoting tobacco and serving the tobacco industry's financial interests.

Epic of Beowulf Essay - Heroes †Then and Now :: Epic of Beowulf Essay

Beowulf - Heroes Then and Now Heroes today have changed from those of Beowulf's day. Back in the time of Beowulf heroes were mainly the protectors of the country such as warriors and kings. The roles have changed today were heroes consist of celebrities and sport players. The roles have changed because our society has changed as well. In the time of Beowulf the kings were of the utmost of importance. Without a king the country was sure to fall into ruins. The king's duty was to protect the country. He did this by keeping up with the wars of the surrounding country and finding warriors to protect the country. The king was highly respected and he had a very important job. Without the king there was no hope for the country. Today really is not all that different, instead of a king we have a president. Our president must still keep up with the foreign affairs including wars in order to protect our country. He must also be able to foresee any affect that foreign affairs might have on the country in the long run. It is out president's responsibility to ensure that our military divisions, including the airforce, navy, and army, are prepared and able to defend our nation or our nation's allies. In the epic, Beowulf, heroes were also warriors. These warriors were supposed to protect the country against "monsters" and invasions. The warriors were strong men who could physically make an attack or prevent an attack in order to protect their country. Beowulf was a warrior who was a hero to the country where the Danes lived. Beowulf was able to protect and serve the Danes by killing Grendel. Grendel was an evil monster who had been killing the people that had been sleeping in the hall that he haunted. Beowulf became a hero by not only killing Grendle but also by tearing off his shoulder arm and claw with his bear hands. This is an amazing feat that an ordinary man could not accomplish. To kill a monster with one's bear hands is simply unheard of! Today our heroes do not normally consist of a warrior as much as a sports player. They too, like the warrior, do things that the ordinary man could not do. Accomplishing unordinary feats is how they earn the respect of the nation. Their job is also equally important as the warrior because they allow people to escape their problems and lives for a while they watch the sport.

Citibank

Policy and Purpose The purpose of the GTAG is to serve as the primary payment method for DoD personnel for official travel expenses incurred during Toys and also allows access to the GSA City Pair Program. Military personnel who violate and misuse the travel card can be prosecuted under Article 92 of the Uniform Code of Military Justice (UCM) for failure to obey a lawful order or regulations, as well as any other applicable article of the JACM based on the nature of the misconduct involved.Civilian personnel who misuse or abuse the travel card may be subject to appropriate administration or capillary action up to, and including removal from Federal service. There are many laws and documents governing the travel card program. Some of these are listed below: ; Public Law 105-264 public Law 107-314 public Law 109-115 DoD Financial Management Regulation (DOFFER) – Volume 9, Chapter 3 ; DoD Statement of Understanding You will learn more about each law and document in this course.Pu blic Law Public Law 105-264, Public Law 109-115 and Public Law 107-314 govern travel cards. A brief description of each law is provided below. Mouse over each Information icon to read about each Public Law. Public Law 105-264 Establishes the travel card program within the Department of Defense (DoD). ; Mandates the use of a Government-sponsored travel card for costs associated with official Government travel. Public Law 107-314 Establishes the requirement of split disbursement directly to the travel card vendor.Public Law 109-115 Requires each Executive department and agency to evaluate the credit worthiness of an individual before issuing a GTAG. DoD FM, Volume 9, Chapter 3 and DoD Statement of Understanding The Doffer, Volume 9, Chapter 3 establishes command, supervisory, and personal responsibility for use of the GTAG and the operation of the DoD travel card program. It is the responsibility of commanders and supervisors at all levels to ensure compliance with this regulation.The DoD Statement of Understanding must be signed by each traveler. It states that the applicant understands the provisions of the travel card program and proper use of the travel card. DoD Components may modify the DoD Statement of Understanding to reflect specific organization requirements. Benefits of Using a Travel Card Now that you are aware of the various laws and documents governing travel cards, let's look at some of the benefits.A Travel Card: Is an efficient tool for conducting official travel Eliminates the need for you to pay for your own expenses ; Saves administrative costs incurred on paper-based transactions ; Saves costs due to tax exemption status in select states ; Improves organization cash management Provides financial readiness Allows access to the GSA City Pair Program Reduces the need to issue traditional travel advances (cash/electronic funds transfer) Individually Billed Account In order to obtain a travel card, you first need to apply for an individually bill ed account (BIB).An BIB is issued only for payment of the traveler's official Government ravel expenses. It is not authorized for personal expenses; it is not transferable and can only be used by the cardholder. Expenses for any individual other than the cardholder and their authorized dependents are strictly prohibited. Payments for travel card Bias are the cardholder's responsibility. The Government is not liable for such accounts. You will receive your monthly billing statement directly from the travel card vendor at the address provided on the application and/or the address on file with the travel card vendor.We will discuss how to apply for a travel card BIB in the next topic. Types of Cards The two types of Bias are standard and restricted. Use of these cards is limited to official travel expenses only. A restricted travel card helps control delinquency by limiting the cardholder to a minimal amount of credit. Restricted travel cards look just like standard travel cards. A res tricted travel card is issued in the following situations: ;An individual does not meet the credit requirements for a standard travel card. ; The individual declines a credit check.The commanding officer, supervisor, or APPC requests a restricted travel card be issued. Usually this is done only if there has been financial counseling in the past. Credit Limit The credit limits for standard and restricted travel cards differ with respect to the total credit limit, monthly ATM limit, and monthly retail limit. The table shows the credit limits for standard and restricted travel cards. The cardholder's APPC can temporarily raise total credit limits, with the commanding officer or supervisor's approval, in order to meet mission requirements.If the cardholder's APPC increases the credit limit amount above a certain level, additional approval within the cardholder's major command, service, or agency chain of command is required. Processing Routine Applications The APPC and travel card vendo r will perform the following steps when processing routine applications: 1. The APPC will verify the information entered by the applicant and complete the billing hierarchy information. 2. The APPC will approve the application within three days of receipt of the completed application package. 3.The travel card vendor processes the application and mails the card within three business days of receipt of the approved application. The applicant should receive the card within 10 days of submission of the application to the travel card vendor. Processing Expedited Applications An expedited application will be processed when a traveler is in a TIDY status and requires a card or no longer has possession of their travel card due to loss or theft. The APPC and the travel card vendor will perform the following steps when processing emergency applications: 1 . The APPC will call the travel card vendor to request an expedited travel card. . The APPC will fax a hard copy application to the travel card vendor as soon as possible. 3. The APPC will annotate ‘Expedited Application' prominently on the application and verify with the travel card vendor whether the application has been received. . The travel card vendor will process and forward expedited cards within 24 hours to the individual cardholder's stated address, the TIDY location, or an address as otherwise directed by the APPC. Expedited mail delivery time is 2 to 3 business days. Services are available for travel cards to be delivered in 1 to 2 business days or Saturday delivery. 5.The travel card vendor charges an additional fee for expedited travel cards, which is reimbursable and should be included on the travel voucher. Payment Policy When you start using your travel card, you will receive a monthly billing statement if NY transactions have been made to your account during the billing period. This statement lists all the transactions that occurred during the billing cycle. If there are incorrect transactions on the statement, you may dispute them. Disputes must be filed within 60 days of the statement date on which they first appeared. A dispute form may be obtained from your APPC or on the TOM and/or Cit website.You are expected to make payment, in full, by the due date regardless of whether or not you receive reimbursement. Accounts are past due if you do not pay by the statement due date. Accounts become delinquent and are suspended at 61 days after the statement due date. Fee Policies There are several fees associated with the travel card. These are: ; Late fees Return check fees Expedited delivery fees ATM fees Surcharge fees Address Change It is the cardholder's responsibility to notify the organization's APPC and the travel card vendor of changes in contact information (e. . , new address, phone number, e-mail address, name change, or employer). Cardholders should perform the following actions when changes occur to contact information: ; Inform the travel card vendor y using the form provided on the back of the statement or by calling the travel card vendor's toll free phone number ; Contact the APPC Failure to notify the travel card vendor and APPC of an address change may prevent the cardholder from receiving the travel card billing statement on time.In addition, the travel card account may be closed until the correct address is provided to the travel card vendor. Delinquency An account is delinquent when a cardholder fails to pay the outstanding balance in full within 60 days of the billing statement date. After 60 days, the account is suspended and further action will be taken if the account remains delinquent.Contributing Factors & Consequences of Delinquency Some contributing factors to delinquency are: Failure to pay the travel card vendor by the billing statement due date ; Failure to file for reimbursement within 5 days of return from travel ; Failure to use split- reimbursement to pay the travel card vendor ; Failure to claim all authorized expens es Excessive/unauthorized ATM withdrawals or card use for personal expenses ; Failure to update mailing address with the travel card vendor and APPC Some of the consequences of delinquency are:Counseling Oral and/or written reprimand Suspension of charging privileges Cancellation of the travel card account Salary Offset Negative reporting to credit bureaus (after 210 days of delinquency) Account Closure and Cancellation While you enjoy the benefits of having a travel card, you must be careful when using it. Misuse of the travel card or not making timely payments can result in account closure or cancellation.A card will be cancelled for the following reasons: Two checks returned due to insufficient funds in a 12-month period ; Two suspensions in a 12-month period (the card will be permanently closed on the third suspension) ; When the account is 126 days past billing and remains unpaid ; The travel card vendor may close a travel card account upon the request of the cardholder's APPC; Travel card is lost or stolen Reduced Payment Plan Salary Offset is the term used to describe the withholding of money from the cardholder's salary.To avoid Salary Offset you may request a Reduced Payment Plan (RIP). A RIP is a written agreement between the cardholder and the travel card vendor where the cardholder agrees to make monthly payments to the vendor. The number and amount of payments will be negotiated with the cardholder and will be eased on what is required to resolve the entire account balance in a reasonable timeshare. A RIP can be requested any time before Salary Offset takes place. You previously learned that one of the consequences of delinquency is Salary Offset.Salary Offset is a process that allows DoD, on behalf of the travel card vendor, to automatically collect payment from the cardholder's pay for any amount owed as a result of undisputed delinquencies. DOFFER Volvo AAA and 8 Travel Card I Travel Card Policies Salary Offset Dispute Process Janet, a cardhold er, has received a letter stating her salary will be offset to pay her liniment travel card account if she doesn't make payment within 30 days. What can Janet do? Once an account is 91 days past the billing statement date, the travel card vendor will send a Salary Offset Due Process Notification Letter to the address on her account.Janet may then petition for a hearing, disputing the validity or amount of the debt, and the amount of the proposed offset schedule. It is important that Janet files the request for a hearing within the stipulated deadline stated in the Due Process Notification Letter. If a hearing is requested, the Salary Offset process is suspended temporarily. Split Disbursement Split Disbursement is required by DoD policy and is there to assist cardholders with timely payment of travel card accounts.When preparing your voucher you need to review the Split Disbursement amounts to ensure money is being disbursed to completely pay all charges made to the travel card. Mis sion Critical Status Mission Critical Status is a special designation used to accommodate the unique requirements of individuals deployed long-term to locations that prevent them from filing interim vouchers (if authorizations were created outside of TTS) and making prompt payments to the travel card vendor. The APPC or Component Program Manager (CPM) designates Mission Critical Status with prior approval of the traveler's commander or supervisor.This status must be authorized in the travel orders. Key Summary Points The key points covered in this class are: The GTAG will be used by all DoD personnel (military or civilian) to pay for all costs related to official Government travel. ; There are laws and policies that govern travel cards, such as eligibility, mandatory use, and the requirement for split-disbursement. Using a GTAG offers many benefits. A travel card is an efficient tool for conducting official travel and enhances financial readiness. There are two types of travel cards : standard and restricted.